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Health insurance is insurance against the risk of incurring
medical expenses among individuals. By estimating the overall risk of
health care and health system expenses, among a targeted group, an
insurer can develop a routine finance structure, such as a monthly
premium or payroll tax, to ensure that money is available to pay for the
health care benefits specified in the insurance agreement. The benefit
is administered by a central organization such as a government agency,
private business, or not-for-profit entity. According to the Health
Insurance Association of America,
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Sunday, October 11, 2015
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